The "Account" tab in "Options" is used for configuring member information. Below is a description of these options based on their title.
Disable the WordPress admin bar for members - Typically when you login to WordPress a thin black bar shows at the top of the page allowing members to access the dashboard area or their profiles. Enabling this option will hide that bar from members. Be aware that users with a role greater than "subscriber" will still be able to see it.
Keep members out of the WordPress Dashboard - Enabling this setting will prevent users from accessing the wp-admin dashboard area. When they attempt to access the dashboard they will be redirected to the URL you set for "URL to direct users to after Login".
Allow members to Cancel their own subscriptions - Enabling this will create a "cancel" link on your account page that gives your users the ability to cancel their recurring subscriptions. This is useful to allow them to prevent future charges. Doing so will mean that they will lose access to your protected content when their current transaction/subscription is set to expire, and will require them to sign up again for that membership. If you need them to lose access immediately, then you need to delete their subscription manually.
Allow members to Pause & Resume their subscriptions - If you use PayPal or Stripe as a gateway, you can use this to create a link a "pause" or "resume" link on your account page so your users can pause and resume their subscriptions. The link will show up as "pause" if the users has not yet paused, or "resume" if they have paused their subscription.
NOTE: if you enable this, be aware that when a user pauses their subscription, they will continue to have access until their current subscription reaches its' expiration date. For example, if a user pauses the 15th of the month, but their current transaction is set to expire the 20th, they will have access until the 20th. At which point they will lose access until they resume.
Password Strength Meter - This option has a drop down menu that you allows you to either enable or disable password strength on your registration form, and set what level of strength you would like to require. It can be set to Hide, Show, Show & Require Weak Password or Stronger, Show & Require Medium Password or Stronger, or Show & Require Strong Password or Stronger. This can be critical to security as vulnerabilities are found in WordPress frequently that allow a Subscriber role user to gain administrative rights, so it's imperative that subscribers have good passwords to make it harder for a hacker to find his way in to begin with. For most sites setting it to require a medium password or stronger is sufficient.
Disable the standard WordPress registration form - If you have "Anyone Can Register" enabled in the WordPress General Settings, but don't want to allow users to register through the WordPress registration form, enable this option. Once enabled, this will show an error message on the registration page informing the member that they should look for the proper registration page on your actual website. Remember, this option has no affect when "Anyone Can Register" is disabled. Enabling "Anyone Can Register" is NOT required for MemberPress signups to work.
Enable Coupon Field on membership registration forms - This option must be enabled if you have coupons you want your new users to be able to use. Many users want to disable the coupon field for one or two reasons. 1) To make the signup form smaller/simpler 2) To discourage people from scouring the internet looking for coupon codes to their site. So make sure your users know that if they want to use a coupon if you don't actively have it on the form, they can add it to the URL to the registration page by adding ?coupon=CODEHERE. For example if your registration page is at yoursite.com/register/premium, you could tell that user who is going to apply the coupon to add that to the end of the URL so it looks like: yoursite.com/register/premium/?coupon=your-coupon, where "your-coupon" is the valid coupon code you sent them.
Members must use their email address for their User Name - Great feature if you want to make it easier for your users so they don't have to remember a distinct user name when logging in, to insure uniqueness with usernames, or anything else applicable to your site.
Pro-rate subscription prices when a member upgrades - This option only works if you have created a group that is an upgrade path. If enabled the users transaction for the upgrade will be prorated. This also works to give users "credit" to a subscription if they want to downgrade instead, meaning if the current subscription is $10 a month and I downgrade right after purchasing it to one that is $5 a month, I'll have access for two months to that lower subscription before my next $5 charge. Simply put, one payment of $10 translates into two of $5 (MemberPress will automatically calculate the difference if the downgrade happens anywhere within the current subscription).
Disable the 1 day grace period after signup - Most payment gateways take anywhere between 0-24 hours to process payments. This ensures that your user will have access to your site right after registration is completed by creating a temporary transaction in MemberPress. MemberPress will verify the credit card details before a grace-period is allowed in order to cut down on scammers using fake credit card numbers to get temporary access for free.
Require Terms of Service on membership registration forms - This option will allow you to show a checkbox with a link to your Terms Of Service (TOS) page. Once enabled, the member cannot signup for your site until they have checked the box. When you enable this option, two other options will appear. URL to your TOS page: is the URL to the page where you have your TOS available for the member to read. TOS Checkbox Title is the words that will appear next to the checkbox. So if you wanted to call this a "Signup Agreement" rather than "Terms Of Service" you can specify that here.
Login & Logout
Force WordPress to use the MemberPress login page - Use this option to override WordPress links to /wp-login.php and instead use the Login page you have specified for MemberPress. If you have other plugins that use their own Login pages too, you may want to leave this option disabled. This option is great for the popular BAW Login/Logout menu plugin.
URL to direct users to after Login - Most of the time you'll want to point this to the Account page for your members. But if for some reason you want to send your members to a different page after they login, you can specify that URL here. The URL should include the http:// at the front of it (EX: http://mysite.com/account/). This feature can be overridden if you have custom login redirects for your memberships set in the advance tab of your memberships.
URL to direct users to after Logout - Use this to set where you want your users to be redirected to after they logout of your site (this also applies to Administrators). This could be set to be a page of products you would like to increase sells on, a page that maybe has a message on it like, "Thanks for visiting my site, I hope to see you again soon!" or simply back to the login page.
Account Page Welcome Message - Use this to show a message to your members at the top of their Account page. This is a great place to share special instructions or recent news.